Corporate finance is a subfield of finance that deals with how corporations address funding sources,
capital structuring, accounting, and investment decisions. Noor aafaq introduces corporate finance
services with the view of maximizing shareholder value through long- and short-term financial planning
and implementing various strategies.
Trade finance represents the financial instruments and products that are used by companies to facilitate international trade and commerce. Trade finance makes it possible and easier for importers and exporters to transact business through trade. Trade finance is an umbrella term meaning it covers many financial products that banks and companies utilize to make trade transactions feasible. At Noor aafaq Holding Finance Department, We Support the function of your trade finance to remove the payment risk and the supply risk.
In international trade or other business transactions, selecting the appropriate financial instrument is critical. Two widely used instruments are the Letter of Credit (LC) and the Standby Letter of Credit (SBLC), each with its distinct features and functions. While an LC is primarily used to ensure payment to a seller from a buyer in a transaction, an SBLC acts as a secondary payment mechanism if the buyer fails to fulfill their obligations. We try to make financial instruments available to facilitate international trades and other business transactions.
Term Finance At Noor aafaq Holding Finance Department, we offer smart financial solutions to employees and small businesses as Term Finance. In Short term financing, the main sources are trade credit, commercial bank loans, commercial paper, and secured loans. Whereas short-term loans are repaid in a period of weeks or months, intermediate-term loans are scheduled for repayment in 1 to 15 years. Obligations due in 15 or more years are thought of as long-term debt. The major forms of intermediate-term financing include term loans, conditional sales contracts, and lease financing. Long-term financial operations include various forms of long-term debt, stock, etc.
Equipment finance describes a loan or lease that is used to obtain business equipment. Business equipment may be any tangible asset other than real estate – examples include office furniture, computer equipment, machines used in manufacturing, medical equipment, and company vehicles. Equipment finance is an important part of business operations for a couple of reasons. First, for a startup or early-stage company, equipment financing may be an essential step in getting the business going. Second, because equipment financing is typically used to obtain costly equipment, the debt obligation incurred represents a significant financial commitment. Therefore, business owners or company executives must carefully consider any equipment finance plan and try to secure the best possible financing terms. At Noor aafaq Holding Finance Department, we show you the option which is the best for your business depends on the factors related to your business area.
Whether you're looking to purchase a home or invest in commercial properties, understanding the basics of real estate finance is essential for success. Real estate finance is a branch of finance that focuses on how people purchase real estate, whether that be a home, an office building or a plot of land. At Noor aafaq Holding Finance Department, we help you in this area of finance that involves the analysis, planning and management of financial resources related to real estate, commercial loans and properties. It also includes financial processes around real estate, such as acquisition, development, construction and operation of commercial and residential properties.
Project finance is the funding of long-term infrastructure, industrial projects, and public services using a non-recourse or limited recourse financial structure. The debt and equity used to finance the project are paid back from the cash flow generated by the project. Project financing is a loan structure that relies primarily on the project's cash flow for repayment, with the project's assets, rights, and interests held as secondary collateral. Project finance is especially attractive to the private sector because companies can fund major projects off-balance sheet (OBS).
Noor Aafaq Holding is a dynamic and diversified financial holding company headquartered in Dubai with An extensive investment portfolio of companies operating across the Arabian Gulf and arabiangulfand the middle east region